Credit union · NCUA insured
West Michigan Postal Service FCU Credit Card Rates
West Michigan Postal Service FCU credit card rates start at 8.00% APR. Rates checked October 16, 2026.
How West Michigan Postal Service FCU’s credit card rates compare
Compared with banks and credit unions near Muskegon, MI, where West Michigan Postal Service FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
West Michigan Postal Service FCU
– –
No ongoing APR published
Lowest rate
Muskegon Federal Credit Union
7.90%APR
2nd-lowest rate
Family Financial Credit Union
8.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Fixed rates; same low rate on cash advances and purchases; credit lines up to $8,000; no annual fee; no cash advance or balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.00% | None | Fixed rate as low as 8.00% APR; same rate on cash advances and purchases; no annual fee; no cash advance or balance transfer fees. |
Sources (1)
- wmpsfcu.com/visa-cards · captured Oct 7, 2026
Who can join West Michigan Postal Service FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of this credit union are eligible for membership.
Military, government and schools
- Employees of the US Postal Service who work in Muskegon, Muskegon Heights, North Muskegon, Montague, Whitehall, Fruitport, Twin Lake, Holton, Ravenna, Ada, Grand Rapids, Spring Lake, Ferrysburg, Grand Haven, Nunica, Coopersville, Lamont, Conklin, Marne, or Allendale, Michigan are eligible for membership.
- Persons retired as pensioners or annuitants from eligible USPS employment are eligible for membership.
Family and household
- Members of the immediate family or household of eligible persons are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
- Spouses of persons who died while within the field of membership are eligible for membership.
Cost to join
- Opening a Share Savings Account with a deposit of $5.00 is required to start membership.
Membership information collected October 5, 2026.