Credit union · NCUA insured
Wescom Financial Credit Card Rates
Wescom Financial credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Wescom Financial’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Wescom Financial has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Wescom Financial
12.90%APR
- Up to
- 22.90% APR
Wescom Active Visa
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Wescom Financial credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wescom Financial ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Bruin Edge Visa / Bruin Edge Signature
Open to California residents, family members of Wescom members, UCLA affiliates, or Knott's associates/visitors/passholders. Credit approval and Wescom membership required ($1 deposit to Regular Savings Account). Variable APR varies with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR on purchases for the first 6 billing cycles from account opening. |
| Ongoing | 16.65%–26.65% | None | Standard variable APR for purchases after the introductory period, based on creditworthiness. Variable APR varies with the market based on the Prime Rate. |
Knott's Visa / Knott's Signature Visa
Open to California residents, family members of Wescom members, UCLA affiliates, or Knott's associates/visitors/passholders. Credit approval and Wescom membership required ($1 deposit to Regular Savings Account). Variable APR varies with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR on purchases for the first 6 billing cycles from account opening. |
| Ongoing | 16.65%–26.65% | None | Standard variable APR for purchases after the introductory period, based on creditworthiness. Variable APR varies with the market based on the Prime Rate. |
MyRewards Visa / MyRewards Signature
Credit approval and Wescom membership required ($1 deposit to Regular Savings Account). Variable APR varies with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR on purchases and balance transfers for the first 6 billing cycles from account opening. $0 intro balance transfer fee. |
| Ongoing | 14.65%–24.65% | None | Standard variable APR for purchases, balance transfers, and cash advances after the introductory period, based on creditworthiness. Variable APR varies with the market based on the Prime Rate. |
Sources (1)
- wescom.org/cards/credit-cards · captured Oct 7, 2026
Secured Visa
Secured credit card secured by personal property, pledged shares/deposits, or other collateral with the Credit Union (excluding dwellings/IRAs). Credit approval and Wescom membership required. Must maintain a balance equal to the credit limit on pledged shares.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR on purchases and balance transfers for the first 6 billing cycles from account opening. |
| Ongoing | 14.65%–24.65% | None | Standard variable APR for purchases, balance transfers, and cash advances after the introductory period, based on creditworthiness. Variable APR varies with the market based on the Prime Rate. |
Sources (2)
All captured Oct 7, 2026
Wescom Active Visa
Credit approval and Wescom membership required ($1 deposit to Regular Savings Account). Variable APR varies with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR on purchases for the first 12 billing cycles from account opening. |
| Ongoing | 12.65%–22.65% | None | Standard variable APR for purchases after the introductory period, based on creditworthiness. Variable APR varies with the market based on the Prime Rate. |
Sources (1)
- wescom.org/cards/credit-cards · captured Oct 7, 2026
Who can join Wescom Financial
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in California are eligible for membership.
Military, government and schools
- UCLA alumni are eligible for membership, even if not living in Southern California.
Family and household
- Family members of current Wescom Financial members may be eligible for membership.
Cost to join
- Establishing membership requires opening a Regular Savings Account with a minimum deposit of $1.
Membership information collected October 5, 2026.