Credit union · NCUA insured
Webster First Federal Credit Union Auto Loan Rates
Webster First Federal Credit Union auto loans start at 5.39% APR for a new vehicle and 5.39% for a used one. Rates checked October 15, 2026.
How Webster First Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Worcester, MA, where Webster First Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Webster First Federal Credit Union
5.39%APR
- Terms
- up to 66 months
- Discount
- None included
Auto Loans
Lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Discount
- None included
2nd-lowest rate
Leominster Employees Federal Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Webster First Federal Credit Union auto loan score
76
Auto loan score
Higher than 40% of U.S. banks and credit unions
- New vehicleNew5.39%
- Used vehicleUsed5.39%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Webster First Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rate determined by credit report and collateral. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.64% | Model Year 2023-2027. |
| up to 48 months | 5.14% | Model Year 2023-2027. |
| up to 66 months | 5.39% | Model Year 2023-2027. |
| up to 75 months | 5.69% | Model Year 2023-2027. |
| up to 84 months | 6.89% | Model Year 2023-2027. Term available subject to credit score. |
| up to 36 months | 4.89% | Model Year 2022. |
| up to 48 months | 5.24% | Model Year 2022. |
| up to 66 months | 5.44% | Model Year 2022. |
| up to 36 months | 5.14% | Model Year 2021. |
| up to 48 months | 5.64% | Model Year 2021. |
| up to 66 months | 5.94% | Model Year 2021. |
| up to 75 months | 6.59% | Model Year 2021. Term available subject to credit score. |
| up to 66 months | 6.39% | Model Year 2020. |
| up to 75 months | 6.79% | Model Year 2020. Term available subject to credit score. |
| up to 60 months | 6.69% | Model Year 2019. Term available subject to credit score. |
| up to 48 months | 7.44% | Model Year 2018 or older. |
Sources (1)
- websterfirst.com/borrow/auto-vehicle-loans/auto-loans · captured Oct 9, 2026
Who can join Webster First Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester Counties of Massachusetts are eligible to join.
Employers and groups
- Current Webster First employees, community volunteers, and surviving spouses of individuals who died while within the field of membership are eligible to join.
- Businesses and other legal entities located in Worcester, Essex, Middlesex, or Suffolk Counties, Massachusetts are eligible to join.
Family and household
- Members of the immediate family or household, and organizations of anyone meeting eligibility qualifications, are eligible to join.
Membership information collected October 5, 2026.