Credit union · NCUA insured
WCU Credit Union Auto Loan Rates
WCU Credit Union auto loan rates start at 4.25% APR. Rates checked October 22, 2026.
How WCU Credit Union’s auto loan rates compare
Compared with banks and credit unions near Decatur, AL, where WCU Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
WCU Credit Union
– –
- Terms
- —
- Up to
- —
No ongoing APR published
Lowest rate
Nucor Employee's Credit Union
4.49%APR
- Terms
- —
- Up to
- 5.49% APR
2nd-lowest rate
Redstone Federal Credit Union
5.00%APR
- Terms
- 1–60 months
- Up to
- —
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates are based on credit score. Financing available for new and used autos as well as refinancing.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.25% | Rates are based on credit score. |
Who can join WCU Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any and all who live, work, or worship in Morgan and Lawrence counties.
Membership information collected October 4, 2026.