Credit union · NCUA insured
C-Plant Federal Credit Union Auto Loan Rates
C-Plant Federal Credit Union auto loans start at 4.25% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How C-Plant Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Paducah, KY-IL, where C-Plant Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
C-Plant Federal Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 14.49% APR
2022 - 2026 Auto Secured
Lowest rate
Signet Federal Credit Union
3.30%APR
- Terms
- —
- Up to
- —
3rd-lowest rate
WBH Federal Credit Union
5.00%APR
- Terms
- up to 60 months
- Up to
- 15.50% APR
C-Plant Federal Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where C-Plant Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2021 & Older Used Auto Secured
Secured by 2021 and older model year used vehicles. Financing available directly at local dealerships.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.75%–13.99% | — |
| up to 48 months | 4.99%–14.49% | — |
| up to 60 months | 5.49%–14.99% | — |
Sources (3)
All captured Oct 5, 2026
2022 - 2026 Auto Secured
Secured by 2022 - 2026 model year vehicles. Financing available directly at local dealerships.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.49%–13.49% | — |
| up to 48 months | 3.75%–13.99% | — |
| up to 60 months | 4.25%–14.49% | — |
| up to 72 months | 4.75%–7.99% | — |
Sources (3)
All captured Oct 5, 2026
Who can join C-Plant Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or goes to school in the Kentucky counties of Ballard, Caldwell, Crittenden, Graves, Hopkins, Livingston, McCracken, Muhlenberg, Todd, and Union is eligible for membership.
Other ways
- Companies that are part of C-Plant's community charter qualify for business accounts and membership.
Cost to join
- Joining requires opening a new Membership Savings account with as little as $5.
Membership information collected October 4, 2026.