Credit union · NCUA insured
Waterfront Credit Union Credit Card Rates
Waterfront Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Waterfront Credit Union’s credit card rates compare
Compared with banks and credit unions near Seattle, WA, where Waterfront Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Waterfront Credit Union
9.90%APR
- Up to
- —
Classic Visa Credit Card
Lowest rate
America's Credit Union
8.79%APR
- Up to
- 18.00% APR
2nd-lowest rate
Firefighters First Credit Union
8.99%APR
- Up to
- 16.99% APR
Waterfront Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Waterfront Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa Credit Card
Must be eligible for Membership at Waterfront Credit Union with a minimum balance in savings of $5.00. Subject to credit approval; rate and credit limit determined based on individual creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed APR for purchases, balance transfers, and cash advances. Credit limit up to $25,000. 25-day grace period on purchases. No balance transfer fee and no over-limit fee. |
Who can join Waterfront Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.