Credit union · NCUA insured
Waterfront Credit Union Auto Loan Rates
Waterfront Credit Union doesn’t publish an ongoing APR for its auto loans, only a 3-month introductory rate. Rates checked October 22, 2026.
How Waterfront Credit Union’s auto loan rates compare
Compared with banks and credit unions near Seattle, WA, where Waterfront Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Waterfront Credit Union
– –
- Terms
- —
- Up to
- —
No ongoing APR published
Lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates as low as 3.64% APR for qualified borrowers and include all applicable discounts. Actual rate may vary based on creditworthiness, loan amount, term, and collateral. Rate discounts available on select loan products. 0% interest and no payments for the first 90 days (promotional period valid September 18 through November 30, 2026), after which interest accrues at applicable contract rate. Terms available up to 7 years. Up to 120% financing available on new cars and trucks. Available for new and used car and truck purchases and refinances of vehicles currently financed with another lender; existing Waterfront FCU loans and motorcycles are not eligible. All loans subject to credit approval and membership.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 3.64% | Rates as low as 3.64% APR including all applicable discounts. 0% interest and no payments for the first 90 days. Promotional offer valid September 18 through November 30, 2026. Terms up to 7 years (84 months). Available for new and used car and truck purchases and external refinances. |
No ongoing APR is published for this loan, only the rate above.
Sources (1)
- waterfrontfcu.org/Loans-Credit…Vehicle-Motorcycle-Loans · captured Oct 4, 2026
Who can join Waterfront Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.