Bank · FDIC insured
Washington Savings Bank Auto Loan Rates
Washington Savings Bank auto loans start at 7.25% APR for a new vehicle. Rates checked October 15, 2026.
How Washington Savings Bank’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Washington Savings Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Washington Savings Bank
7.25%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Auto Loans
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Discount
- None included
Washington Savings Bank auto loan score
60
Auto loan score
Higher than 2% of U.S. banks and credit unions
- New vehicleNew7.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Washington Savings Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Borrowing limits between $1,000 and $50,000. Borrowing term limits between 1 and 5 years. Maximum loan 95% of NADA/Kelly blue book retail value. A new automobile is defined as a Model Year 2025 or 2026 vehicle with less than 15,000 miles.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.50% | — |
| up to 60 months | 7.25% | With auto pay. |
Sources (1)
- washingtonsavings.com/manage/tools/rates.html · captured Oct 5, 2026
Used Auto Loans
Borrowing limits between $1,000 and $30,000. Borrowing term limits between 1 and 4 years. Maximum loan 90% of NADA/Kelly blue book retail value. A used automobile is defined as a Model Year 2021 or newer vehicle with less than 100,000 miles.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.50% | — |
| up to 48 months | 8.25% | With auto pay. |
Sources (1)
- washingtonsavings.com/manage/tools/rates.html · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.