Credit union · NCUA insured
Washington Area FCU Credit Card Rates
Washington Area FCU credit cards start at 7.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Washington Area FCU’s credit card rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Washington Area FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Washington Area FCU
7.99%APR
- Up to
- 15.74% APR
Visa Credit Card
Lowest rate
SouthWest Communities Federal Credit Union
7.00%APR
- Up to
- —
2nd-lowest rate
Pittsburgh Firefighters' Federal Credit Union
7.99%APR
- Up to
- —
Washington Area FCU credit card score
93
Credit card score
Higher than 94% of U.S. banks and credit unions
- Purchase APRPurchase APR7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Washington Area FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Fixed APR is based on creditworthiness and subject to applicant's qualifications.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99%–15.74% | None | Fixed APR based on creditworthiness. |
| Intro, 6 months | 2.99% | None | Introductory APR for 6 months on balance transfers, followed by fixed APR of 7.99%-15.74%. |
Sources (3)
All captured Oct 6, 2026
Who can join Washington Area FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals currently employed by or retired from eligible partner organizations are eligible for membership.
Family and household
- Immediate family members of employees of eligible partner organizations are eligible for membership.
Cost to join
- A minimum deposit of $10 in a Regular Savings Account is required to join.
Membership information collected October 5, 2026.