Credit union · NCUA insured
Washington Area FCU Auto Loan Rates
Washington Area FCU auto loan rates start at 3.95% APR. Rates checked October 16, 2026.
How Washington Area FCU’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Washington Area FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Washington Area FCU
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
For new or used vehicles, or to lower current payments. 100% NADA loan value plus cost of acquisition. Repayment terms up to 84 months available for model years 2021 and newer.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 3.95% | Applies to model years 2025 and newer with repayment terms of 12 to 36 months. Final APR is subject to applicant's qualifications, repayment terms, and standard risk-based lending guidelines. |
Who can join Washington Area FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals currently employed by or retired from eligible partner organizations are eligible for membership.
Family and household
- Immediate family members of employees of eligible partner organizations are eligible for membership.
Cost to join
- A minimum deposit of $10 in a Regular Savings Account is required to join.
Membership information collected October 5, 2026.