Credit union · NCUA insured
Veritas Federal Credit Union Credit Card Rates
Top CarrotVeritas Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Veritas Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Nashville, TN, where Veritas Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Veritas Federal Credit Union
9.90%APR
- Up to
- —
Platinum Visa
Lowest rate
Heritage South
8.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Outreach FCU
8.90%APR
- Up to
- —
Veritas Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Veritas Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa
Available to qualifying members only. Requires a minimum credit score of 600. Credit limits up to $5,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | None | APR based on credit score. Requires a minimum credit score of 600. Credit limits up to $5,000. Fixed interest rate. No annual fee. |
Sources (1)
- veritasfcu.org/accounts-cards · captured Oct 5, 2026
Platinum Visa
Available to qualifying members only. Requires a credit score of 640. Minimum limit of $5,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | APR based on credit score. Requires a credit score of 640. Minimum limit of $5,000. Fixed interest rate. No annual fee. |
Sources (1)
- veritasfcu.org/accounts-cards · captured Oct 5, 2026
Who can join Veritas Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in designated census tracts in Rutherford County, TN, or Holmes, Yazoo, and Madison counties in MS are eligible to join.
Employers and groups
- Members of affiliated associations are eligible to join.
- Employees of partner employers in Tennessee and Mississippi are eligible for membership.
- Employees of Nissan North America and contractors, vendors, or suppliers with badge access to any Nissan facility are eligible to join.
Military, government and schools
- Employees of the City of Canton, MS, or the City of Durant, MS, are eligible to join.
Family and household
- Family members of current VFCU members are eligible to join regardless of where they live.
Cost to join
- Opening and maintaining membership requires a minimum share deposit of $25 in a Share Account.
Membership information collected October 5, 2026.