Credit union · NCUA insured
Veritas Federal Credit Union Auto Loan Rates
Top CarrotVeritas Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 15, 2026.
How Veritas Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Nashville, TN, where Veritas Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Veritas Federal Credit Union
4.49%APR
- Terms
- up to 84 months
- Up to
- 17.99% APR
Auto Loans
Lowest rate
Enbright Credit Union
3.75%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
Veritas Federal Credit Union auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Veritas Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
For financing a new or used vehicle or refinancing. Rate depends on factors such as credit score, loan term, location, year and value of the car, and mileage. Terms vary up to 84 months. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.49%–17.99% | Rates range from 4.49% to 17.99% APR. Terms vary up to 84 months. A lower interest rate comes with a shorter-term loan. |
Sources (3)
All captured Oct 5, 2026
Who can join Veritas Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in designated census tracts in Rutherford County, TN, or Holmes, Yazoo, and Madison counties in MS are eligible to join.
Employers and groups
- Members of affiliated associations are eligible to join.
- Employees of partner employers in Tennessee and Mississippi are eligible for membership.
- Employees of Nissan North America and contractors, vendors, or suppliers with badge access to any Nissan facility are eligible to join.
Military, government and schools
- Employees of the City of Canton, MS, or the City of Durant, MS, are eligible to join.
Family and household
- Family members of current VFCU members are eligible to join regardless of where they live.
Cost to join
- Opening and maintaining membership requires a minimum share deposit of $25 in a Share Account.
Membership information collected October 5, 2026.