Credit union · NCUA insured
Heritage South Credit Card Rates
Top CarrotHeritage South credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Heritage South’s credit card rates compare
Compared with banks and credit unions near Nashville, TN, where Heritage South has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Heritage South
8.90%APR
- Up to
- 18.00% APR
Platinum VISA Credit Card
2nd-lowest rate
Outreach FCU
8.90%APR
- Up to
- —
3rd-lowest rate
St. Thomas Credit Union
8.90%APR
- Up to
- 17.75% APR
Heritage South credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Heritage South ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum VISA Credit Card
All loans are subject to credit approval and membership requirements.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90%–18.00% | None | With approved credit. Rate is determined by member's credit score. 25-day repayment grace period for purchases. Average Daily Balance (Excluding New Purchases). $0 annual fee. No minimum finance charge. No transaction fees for purchases. |
Who can join Heritage South
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.