Credit union · NCUA insured
Ventura County Credit Union Credit Card Rates
Ventura County Credit Union credit cards start at 12.45% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Ventura County Credit Union’s credit card rates compare
Compared with banks and credit unions near Oxnard, CA, where Ventura County Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Ventura County Credit Union
12.45%APR
- Up to
- 24.45% APR
Platinum Mastercard
Lowest rate
Firefighters First Credit Union
8.99%APR
- Up to
- 16.99% APR
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
Ventura County Credit Union credit card score
71
Credit card score
Higher than 28% of U.S. banks and credit unions
- Purchase APRPurchase APR12.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ventura County Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Mastercard
No annual fee. Non-rewards card. Open to members who live, work, or attend school in Ventura or Santa Barbara Counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.45%–24.45% | None | Variable APR based on creditworthiness and Prime Rate. Applies to purchases, cash advances, and balance transfers. |
Sources (1)
- vccuonline.net/Disclosures · captured Oct 6, 2026
Platinum Rewards Mastercard
No annual fee. Open to members who live, work, or attend school in Ventura or Santa Barbara Counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.45%–26.45% | None | Variable APR based on creditworthiness and Prime Rate. Applies to purchases, cash advances, and balance transfers. |
Sources (1)
- vccuonline.net/Disclosures · captured Oct 6, 2026
Who can join Ventura County Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.