Credit union · NCUA insured
VAPR Federal Credit Union Credit Card Rates
VAPR Federal Credit Union doesn’t publish an ongoing APR for its credit cards, only a 6-month introductory rate. Rates checked October 22, 2026.
How VAPR Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near San Juan, PR, where VAPR Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
VAPR Federal Credit Union
– –
- Annual fee
- —
- Up to
- —
No ongoing APR published
Lowest rate
Caribe Federal Credit Union
8.99%APR
- Annual fee
- None
- Up to
- 18.00% APR
2nd-lowest rate
Puerto Rico Federal Credit Union
9.75%APR
- Annual fee
- $15
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard
Offered as Classic or Gold Card. Subject to credit approval. No annual fee the first year.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.99% | None | Introductory rate for new accounts on merchandise and service for the first six months. Special rate valid until November 30, 2026. Subject to credit approval. |
No ongoing APR is published for this card, only the rate above.
Sources (3)
All captured Oct 22, 2026
Who can join VAPR Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.