Credit union · NCUA insured
Caribe Federal Credit Union Credit Card Rates
Caribe Federal Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Caribe Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near San Juan, PR, where Caribe Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Caribe Federal Credit Union
8.99%APR
- Annual fee
- None
- Up to
- 18.00% APR
Gold Mastercard
2nd-lowest rate
Puerto Rico Federal Credit Union
9.75%APR
- Annual fee
- $15
- Up to
- —
3rd-lowest rate
Banco Popular de Puerto Rico
10.99%APR
- Annual fee
- None
- Up to
- —
Caribe Federal Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Caribe Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Gold Mastercard
Credit line up to $25,000. No annual fee. Subject to credit approval; interest rate is determined based on credit history. Option of secured credit card with regular shares for members restoring credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99%–18.00% | None | Rate for purchases based on credit history. |
| Intro, 6 months | 0.00% | None | Promotional rate for balance transfers for 6 months. |
Standard Mastercard
Credit line up to $5,000. Also referred to as Regular Mastercard. No annual fee. Subject to credit approval; interest rate is determined based on credit history. Option of secured credit card with regular shares for members restoring credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99%–18.00% | None | Rate for purchases based on credit history. |
| Intro, 6 months | 0.00% | None | Promotional rate for balance transfers for 6 months. |
Student Mastercard
Credit line up to $2,500. No annual fee. Subject to credit approval; interest rate is determined based on credit history. Option of secured credit card with regular shares for members restoring credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99%–18.00% | None | Rate for purchases based on credit history. |
| Intro, 6 months | 0.00% | None | Promotional rate for balance transfers for 6 months. |
Who can join Caribe Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.