Credit union · NCUA insured
VAPR Federal Credit Union Savings Rates
VAPR Federal Credit Union’s best savings rate is 0.00% APY on $10,000, with its Regular Shares / Cuentas de Acciones. Rates checked October 22, 2026.
How VAPR Federal Credit Union’s savings rates compare
Compared with banks and credit unions near San Juan, PR, where VAPR Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
VAPR Federal Credit Union
0.00%APY
- Minimum
- $30
- Earns on $10,000 a year
- $0
Regular Shares / Cuentas de Acciones
Top rate
Citi
3.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $300
2nd-highest rate
PenFed Credit Union
2.70%APY
- Minimum
- $5
- Earns on $10,000 a year
- $270
VAPR Federal Credit Union savings score
60
Savings score
Higher than 0% of U.S. banks and credit unions
- $1,000 balance$1,0000.00%
- $10,000 balance$10,0000.00%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where VAPR Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares / Cuentas de Acciones
0.00%APY
Keep account active to avoid inactivity fees. Minimum to open is $30.00 (Spanish page / English page). Rates effective through November 30, 2026.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $24,999 | 0.00% | $0 |
| $25,000 and up | 0.05% | — |
Sources (4)
- vaprfcu.com/en/interest
- vaprfcu.com/cuenta-de-cheques
- vaprfcu.com/intereses
- vaprfcu.com/en/stock-accounts
All captured Oct 15, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
Up to 3.30%APY · 6 terms
Min investment to open $500.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsTerm: 12 months | 3.30% | $330 |
| 18 monthsTerm: 18 months | 2.88% | $435 |
| 24 monthsTerm: 24 months | 2.78% | $564 |
| 36 monthsTerm: 36 months | 2.78% | $857 |
| 60 monthsTerm: 60 months | 2.27% | $1,188 |
| 120 monthsTerm: 120 months | 2.02% | $2,214 |
Who can join VAPR Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.