Credit union · NCUA insured
Edwards Federal Credit Union Credit Card Rates
Edwards Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Edwards Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Edwards Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Edwards Federal Credit Union
9.99%APR
- Up to
- 17.99% APR
Visa Credit Card
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Edwards Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Edwards Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
AV Alta Visa Platinum Rewards
No annual fee. Rate accurate as of 11/07/2024. AV Alta cardholder perks and rewards points.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | As low as 13.99% APR. |
Sources (1)
- edwardsfcu.org/borrow/consumer/visa-credit-card · captured Oct 6, 2026
Secured Credit Card
Secured by funds held in an Edwards FCU savings account. A deposit equal to 110% of the approved credit limit is required. No annual fee. Rate accurate as of 11/07/2024.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR on purchases for six months. |
| Ongoing | 9.99% | None | Fixed APR after introductory period. |
Sources (1)
- edwardsfcu.org/borrow/consumer/visa-credit-card · captured Oct 6, 2026
Visa Credit Card
Maximum Credit Limit $30,000. No annual fees, minimum finance charges, or transaction fees for purchases. Accurate as of 09/01/2026.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99%–17.99% | None | As low as 9.99% UP TO 17.99% APR. Maximum credit limit $30,000. |
Sources (1)
- edwardsfcu.org/rates · captured Oct 6, 2026
Visa Platinum
No annual fee. Rate accurate as of 11/07/2024.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR on purchases for 180 days. |
| Ongoing | 9.99% | None | Thereafter, as low as 9.99%. |
Sources (1)
- edwardsfcu.org/borrow/consumer/visa-credit-card · captured Oct 6, 2026
Visa Platinum Rewards
No annual fee. Rate accurate as of 11/07/2024. Earn rewards points on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | As low as 13.99% APR. |
Sources (1)
- edwardsfcu.org/borrow/consumer/visa-credit-card · captured Oct 6, 2026
Who can join Edwards Federal Credit Union
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