Credit union · NCUA insured
VA Desert Pacific Federal Credit Union Savings Rates
VA Desert Pacific Federal Credit Union’s best savings rate is 0.31% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How VA Desert Pacific Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where VA Desert Pacific Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
VA Desert Pacific Federal Credit Union
0.31%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $31
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
VA Desert Pacific Federal Credit Union savings score
75
Savings score
Higher than 38% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.31%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.31%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where VA Desert Pacific Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.31%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.25% | — |
| $10,000 – $25,000 | 0.31% | $31 |
| $25,000 – $50,000 | 0.37% | — |
| $50,000 – $100,000 | 0.44% | — |
| $100,000 – $250,000 | 0.75% | — |
| $250,000 and up | 1.00% | — |
Sources (1)
- vadpfcu.org/deposits/rates · captured Sep 16, 2026
Membership Savings Account
0.25%APY
Establishes credit union membership. Requires maintaining a $50 balance hold. Earns monthly dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 – $2,500 | 0.25% | — |
| $2,500 – $10,000 | 0.25% | — |
| $10,000 and up | 0.25% | $25 |
Special-purpose accounts
Christmas Club Savings Account
0.50%APY
Open enrollment is from November 1 to January 31 each year. Funds are deposited to checking or savings on November 1. Requires $50 in a Membership Savings Account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Kid's Club
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- vadpfcu.org/deposits/rates · captured Sep 16, 2026
Regular IRA
0.50%APY
Save for retirement while keeping funds unlocked.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- vadpfcu.org/deposits/rates · captured Sep 16, 2026
Vacation Savings Account
0.50%APY
Open enrollment is from June 1 to August 31 each year. Funds are deposited to checking or savings on June 1.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Who can join VA Desert Pacific Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of VA Desert Pacific Federal Credit Union are eligible for membership.
- Employees of Seaside Child Development Center who work in Long Beach, California are eligible for membership.
- Employees of Veterans Service Organizations and of the American Red Cross assigned full-time duty at the Department of Veterans Affairs, VISN 22 or the VA Healthcare Network in the Las Vegas, NV area are eligible for membership.
Military, government and schools
- Medical trainees (formerly employees) of affiliated educational institutions who work or train at the Department of Veterans Affairs, VISN 22 or the VA Healthcare Network in the Las Vegas, NV area are eligible for membership.
- Employees of the Department of Veterans Affairs who work for VISN 22 or the VA Healthcare Network in the Las Vegas, NV area are eligible for membership.
- Regularly scheduled volunteers who serve at the Department of Veterans Affairs, VISN 22 or the VA Healthcare Network in the Las Vegas, NV area are eligible for membership.
4 more ways to join
Military, government and schools
- Employees of the Veterans Canteen Service and other federal employees assigned to duty at the VA, VISN 22, or the VA Healthcare Network in the Las Vegas, NV area (full-time or regularly scheduled part-time) are eligible for membership.
Family and household
- Immediate family members of qualifying individuals—including spouse, child, sister, brother, parent, grandparent, and grandchild—are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Other ways
- Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
Cost to join
- A $10 one-time membership fee is required upon joining.
- Opening a savings account with an initial deposit of at least $50 is required to establish membership.
Membership information collected October 5, 2026.