Credit union · NCUA insured
USX Federal Credit Union Savings Rates
USX Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Designated Sub Account. Rates checked October 16, 2026.
How USX Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where USX Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
USX Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $5
Regular Shares
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
USX Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where USX Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Designated Sub Account
0.05%APY
Special Share Savings Account for vacations, taxes, wedding, education, or other special savings needs. No minimum to open and no minimum balance. Dividends compounded and paid monthly. Funds can be withdrawn at any time without penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate listed under Holiday and Club Savings.Any balance | 0.05% | $5 | Rate listed under Holiday and Club Savings. |
Sources (2)
All captured Oct 16, 2026
Regular Shares
0.05%APY
Requires USX Federal Credit Union membership. Minimum deposit of $25.00 to open and maintain in the account. Dividends are compounded and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends compounded and paid monthly.$25 and up | 0.05% | $5 | Dividends compounded and paid monthly. |
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
Special Youth Savings
0.05%APY
Applies to Dollar Dog, Cha-Ching, and the edge youth savings accounts. Membership eligibility and $25 minimum balance required to maintain a Regular Share savings account. 1.00% APY applies to balances up to $500.00 only; balances over $500.00 earn the Regular Share Savings rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5001.00% APY applies to balances up to $500.00. | 1.00% | — | 1.00% APY applies to balances up to $500.00. |
| $500 and upBalances over $500.00 earn the Regular Share Savings rate. | 0.05% | $5 | Balances over $500.00 earn the Regular Share Savings rate. |
Christmas Club Account
0.05%APY
No minimum to open and no minimum balance. Dividends are compounded and paid monthly. Access to funds is restricted; funds are automatically deposited into primary share account on or around October 12th of each year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate listed under Holiday and Club Savings.Any balance | 0.05% | $5 | Rate listed under Holiday and Club Savings. |
Sources (2)
All captured Oct 16, 2026
IRA, Roth IRA and Coverdell Education Shares
0.05%APY
Includes Traditional IRA, Roth IRA, and Coverdell Education Savings Account share deposits.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Who can join USX Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to individuals who work for or are members of one of the credit union's 780 Preferred Partner Groups.
Family and household
- Membership is open to individuals who have an immediate family member (child, spouse, sibling, parent, grandparent or grandchild) who is already a member of USX Federal Credit Union.
- Membership is open to individuals who have an immediate family member (child, spouse, sibling, parent, grandparent or grandchild) who works for one of the Preferred Partner Groups.
Membership information collected October 5, 2026.