Bank · FDIC insured
U.S. Century Bank CD Rates
U.S. Century Bank’s best CD rate is 4.00% APY on a 13-month CD. Terms run from 6 months to 13 months. Rates checked October 5, 2026.
How U.S. Century Bank’s CD rates compare
Compared with banks and credit unions in Florida, where U.S. Century Bank has the most branches. $10,000, best rate first.
This bank’s best
U.S. Century Bank
4.00%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $25,000
- Earns on $10,000
- —
Promotional CD
Top rate
Raymond James Bank
5.25%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $2,915
2nd-highest rate
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Promotional CD
Up to 4.00%APY · 2 terms
Available for new money not currently on deposit with U.S. Century Bank. Penalty for early withdrawal applies. Valid through 10/6/26.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–9 monthsAvailable for new money not currently on deposit with U.S. Century Bank. A penalty will be imposed for early withdrawal. Valid through 10/6/26 | 3.85% | — |
| 13 monthsAvailable for new money not currently on deposit with U.S. Century Bank. A penalty will be imposed for early withdrawal. Valid through 10/6/26 | 4.00% | — |
Sources (1)
- uscentury.com/make-more-with-the-money-youve-saved · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.