Bank · FDIC insured
U.S. Century Bank Credit Card Rates
U.S. Century Bank doesn’t publish an ongoing APR for its credit cards. Rates checked October 15, 2026.
How U.S. Century Bank’s credit card rates compare
Compared with banks and credit unions in Florida, where U.S. Century Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
U.S. Century Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Oxford Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Innovations Financial Credit Union
7.50%APR
- Up to
- 16.75% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
PLATINUM CLASSIC
Applicants must be at least 18 years of age and a U.S. citizen or resident alien residing in the U.S. Subject to credit approval. Issued by Card Assets (division of First Arkansas Bank and Trust).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% Introductory Rate. For more information on rates and terms, please visit your local branch. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- uscentury.com/personal/creditcard · captured Oct 5, 2026
platinum payback
Applicants must be at least 18 years of age and a U.S. citizen or resident alien residing in the U.S. Subject to credit approval. Issued by Card Assets (division of First Arkansas Bank and Trust).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% Introductory Rate. For more information on rates and terms, please visit your local branch. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- uscentury.com/personal/creditcard · captured Oct 5, 2026
platinum preferred
Applicants must be at least 18 years of age and a U.S. citizen or resident alien residing in the U.S. Subject to credit approval. Issued by Card Assets (division of First Arkansas Bank and Trust).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% Introductory Rate. For more information on rates and terms, please visit your local branch. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- uscentury.com/personal/creditcard · captured Oct 5, 2026
world
Applicants must be at least 18 years of age and a U.S. citizen or resident alien residing in the U.S. Subject to credit approval. Issued by Card Assets (division of First Arkansas Bank and Trust). $29 for each additional card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | 0% Introductory Rate with a new consumer credit card account. For more information on rates and terms, please visit your local branch. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- uscentury.com/personal/creditcard · captured Oct 5, 2026
world elite
Applicants must be at least 18 years of age and a U.S. citizen or resident alien residing in the U.S. Subject to credit approval. Issued by Card Assets (division of First Arkansas Bank and Trust). $49 for each additional card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $299 | 0% Introductory Rate with a new consumer credit card account. For more information on rates and terms, please visit your local branch. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- uscentury.com/personal/creditcard · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.