Bank · FDIC insured
U.S. Century Bank
A $3B bank, the 419th largest of 4,207, headquartered in Doral, FL, with 10 branches in Florida. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no rate at the amounts we compare. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—4.00%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About U.S. Century Bank
U.S. Century Bank is a commercial bank dedicated to serving individuals, businesses, and organizations in the South Florida market.
The bank serves communities across Miami-Dade, Broward, Palm Beach, and the Treasure Coast, offering specialized services including Association Banking and SBA lending.
- Headquarters
- 2301 Nw 87th Ave, Doral, FL 33172
- FDIC certificate
- 57369 ↗
Branches
10 branches in Florida
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Florida
10 branches
Miami area · 4
- Bird Road Branch8575 Sw 40th St, Miami, FL 33155Directions
- Coral Way Branch2610 Sw 137th Ave, Miami, FL 33175Directions
- Dadeland Branch8201 S Dixie Hwy, Miami, FL 33143Directions
- Milam Dairy Branch5115 Nw 72nd Ave, Miami, FL 33166Directions
Doral area · 1
- U. S. Century BankMain office2301 Nw 87th Ave, Doral, FL 33172Directions
Aventura area · 1
- Aventura Branch18201 Biscayne Blvd, Aventura, FL 33160Directions
Coral Gables area · 1
- Coral Gables Branch396 Alhambra Cir, Coral Gables, FL 33134Directions
Hialeah area · 1
- Hialeah Garden Branch3198 W 76th St, Hialeah, FL 33018Directions
Hollywood area · 1
- Hollywood Branch3999 Sheridan St, Hollywood, FL 33021Directions
Miami Lakes area · 1
- Miami Lakes Branch15503 Nw 67th Ave, Miami Lakes, FL 33014Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.97% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.09% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.49% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $94 | $88 | — |
- CapitalLeverage ratio9.97%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.09%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.49%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$94Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of U.S. Century Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.