Bank · FDIC insured
URSB Bank Credit Card Rates
URSB Bank credit cards start at 17.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How URSB Bank’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where URSB Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
URSB Bank
17.00%APR
Platinum Benefits Card
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
URSB Bank credit card score
61
Credit card score
Higher than 3% of U.S. banks and credit unions
- Purchase APRPurchase APR17.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where URSB Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Rewards Card
$35 annual fee. 1% Cash back on all qualifying purchases with no cap. Accepted at millions of locations worldwide. Mobile purchasing capability.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | 0% APR on purchases and balance transfers for the first 7 billing cycles. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- ursb.bank/personal/lending/cre…ds/personal-credit-cards · captured Oct 15, 2026
Platinum Benefits Card
No annual fee. Accepted at millions of locations worldwide. Mobile purchasing capability.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% APR on purchase and balance transfers for the first 7 billing cycles. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- ursb.bank/personal/lending/cre…ds/personal-credit-cards · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.