Credit union · NCUA insured
Universal City Studios Credit Union Credit Card Rates
Universal City Studios Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Universal City Studios Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Universal City Studios Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Universal City Studios Credit Union
9.90%APR
- Up to
- 18.00% APR
Visa Platinum
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Universal City Studios Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Universal City Studios Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Celebrity
Fixed purchase APR. Rate differential based on credit score. No annual fee. Membership required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.90%–18.00% | None | Fixed Annual Percentage Rate for Purchases (6.90% to 18.00%). Rate differential based on credit score. |
Sources (2)
All captured Oct 7, 2026
Visa Classic
Secured credit card for California borrowers. Rate differential based on credit score. No annual fee. Membership required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90%–18.00% | None | Annual Percentage Rate for Purchases. Rate differential based on credit score. |
Sources (3)
- ucscu.org/power-of-platinum
- ucscu.org/credit-cards/compare-our-credit-cards
- ucscu.org/credit-cards/visa-celebrity
All captured Oct 7, 2026
Visa Platinum
Rate differential based on credit score. No annual fee. Membership required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–18.00% | None | Annual Percentage Rate for Purchases. Rate differential based on credit score. |
| Ongoing | 6.90% | None | Promotional balance transfer APR for balances transferred between February 1 and July 31, 2026 (or posted by December 31, 2026), until the balance transferred is paid in full. Minimum balance transfer amount is $500.00. No balance transfer fee. Classic and Celebrity Visa Credit Cards are not eligible. |
Who can join Universal City Studios Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who reside, work, regularly worship, or currently attend school in Los Angeles County.
Employers and groups
- Membership is open to current and retired employees of Universal Studios, subsidiary companies, affiliated divisions, and other organizations whose business is conducted within the confines of Universal City, as well as their immediate families.
Family and household
- Membership is open to family members of all members (including a spouse, child, parent, grandchild, grandparent, brother, sister, spouses/children of any such individual, or co-habitating domestic partners), spouses of persons who died while in the field of membership, and qualifying family of children who no longer reside in the family household.
Cost to join
- Opening a savings account requires an initial deposit of $5.
- Joining requires a one-time membership fee of $1.
Membership information collected October 5, 2026.