Credit union · NCUA insured
Universal City Studios Credit Union Auto Loan Rates
Universal City Studios Credit Union auto loans start at 5.75% for a used one. Rates checked October 16, 2026.
How Universal City Studios Credit Union’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where Universal City Studios Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Universal City Studios Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Universal City Studios Credit Union auto loan score
67
Auto loan score
Higher than 19% of U.S. banks and credit unions
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Universal City Studios Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Used Automobiles, Trucks, Vans
Flexible terms up to 72 months on used vehicles. Finance up to 120% of purchase price or Kelly Blue Book retail value. Max vehicle loan financing includes tax, title, license, Mechanical Repair Coverage, Credit Life and Disability Insurance. Requires approved credit and membership ($1 one-time fee + $5 deposit).
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.75% | Best auto loan rate on approved credit on Used Vehicle purchases. Rate includes a .50% discount for a maximum 36-month term, and also includes a .25% discount for automatic payment from your UCSCU account (rate subject to increase if automatic payment is discontinued). Final rate based on creditworthiness and loan term. |
Who can join Universal City Studios Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who reside, work, regularly worship, or currently attend school in Los Angeles County.
Employers and groups
- Membership is open to current and retired employees of Universal Studios, subsidiary companies, affiliated divisions, and other organizations whose business is conducted within the confines of Universal City, as well as their immediate families.
Family and household
- Membership is open to family members of all members (including a spouse, child, parent, grandchild, grandparent, brother, sister, spouses/children of any such individual, or co-habitating domestic partners), spouses of persons who died while in the field of membership, and qualifying family of children who no longer reside in the family household.
Cost to join
- Opening a savings account requires an initial deposit of $5.
- Joining requires a one-time membership fee of $1.
Membership information collected October 5, 2026.