Credit union · NCUA insured
United Northwest Federal Credit Union Savings Rates
United Northwest Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Regular Share Savings. Rates checked October 16, 2026.
How United Northwest Federal Credit Union’s savings rates compare
Compared with banks and credit unions in Kansas, where United Northwest Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
United Northwest Federal Credit Union
0.20%APY
- Minimum
- $50
- Earns on $10,000 a year
- $20
Regular Share Savings
Top rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
United Northwest Federal Credit Union savings score
69
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Northwest Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
EZ Saver Savings
2.01%APY
Must have an open checking account. No regular deposits to EZ Saver. Rounds up debit card and share draft purchases to next whole dollar. Penalty for withdrawal outside allotted window; after 10 consecutive months of saving, eligible for penalty-free withdrawal for 2 months.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.01% | $201 |
Regular Share Savings
0.20%APY
Minimum balance of $50.00 must be maintained on a daily basis to earn dividends. Accounts dropping below $50.00 at any time incur a $1.00 quarterly service fee. $50.00 minimum deposit to open account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate schedule lists balance required as None. | 0.20% | $20 | Rate schedule lists balance required as None. |
| Up to $10,000Paid using daily balance method. Minimum daily balance of $50.00 required to earn dividend. | 0.15% | — | Paid using daily balance method. Minimum daily balance of $50.00 required to earn dividend. |
| $10,000 – $50,000Paid using daily balance method. | 0.20% | $20 | Paid using daily balance method. |
| $50,000 and upPaid using daily balance method. | 0.25% | — | Paid using daily balance method. |
Special-purpose accounts
IRAs
1.50%APY
Deposit of at least $50.00 required to open an account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upPaid using daily balance method.$50 and up | 1.50% | $150 | Paid using daily balance method. |
Who can join United Northwest Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who work or reside in Norton, Decatur, or Rawlins counties in Kansas.
Membership information collected October 4, 2026.