Credit union · NCUA insured
United Northwest Federal Credit Union
A $55.7M credit union headquartered in Norton, KS, with 2,394 members and 2 branches in Kansas. Best rates: CDs 3.00% and savings 0.20% APY.
United Northwest Federal Credit Union Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#116 of 133 in KansasHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About United Northwest Federal Credit Union
Founded in 1949 by local area farmers as United Co-op Credit Union, United Northwest Federal Credit Union is a member-owned financial cooperative.
After adopting its current name in 1975, the credit union is headquartered in Norton, Kansas, and operates a branch office in Oberlin.
It serves the communities of Norton, Decatur, and Rawlins counties.
- Headquarters
- 912 N Archer Ave, Norton, KS 67654-1404
- NCUA charter
- 6214
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who work or reside in Norton, Decatur, or Rawlins counties in Kansas.
Branches
2 branches in Kansas
Loading map…
Kansas
2 branches
Norton area · 1
- MainMain office912 N Archer Ave, Norton, KS 67654Directions
Oberlin area · 1
- Branch117 S Penn Ave, Oberlin, KS 67749Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.87% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.35% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.76% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $47 | $59 | — |
- CapitalNet worth ratio15.87%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.35%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.76%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$47Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of United Northwest Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.