Credit union · NCUA insured
United Nations Federal Credit Union Auto Loan Rates
United Nations Federal Credit Union auto loans start at 6.00% APR for a new vehicle and 6.00% for a used one. Rates checked October 16, 2026.
How United Nations Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where United Nations Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
United Nations Federal Credit Union
6.00%APR
- Terms
- 6–72 months
- Discount
- None included
US Automobile Loan
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
United Nations Federal Credit Union auto loan score
66
Auto loan score
Higher than 16% of U.S. banks and credit unions
- New vehicleNew6.00%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where United Nations Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
US Automobile Loan
Finance up to 100% of a new or used vehicle's value. Rate discounts available for new vehicles (or <7,500 miles) with down payments (0.25% off per 5% down payment up to 1.00%) and hybrid/electric vehicles (0.25% off). Application fee, origination fee, and pre-payment penalties are $0.00.
| Terms | APR | Conditions |
|---|---|---|
| 6–72 months | 6.00% | Fixed rate starting at 6.00% APR for terms ranging from 6 months to 6 years (up to 6 years). Shorter loan terms qualify for lower rates. |
Sources (1)
- unfcu.org/loans/automobile · captured Oct 5, 2026
Who can join United Nations Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of the Asian Development Bank (ADB) are eligible to join.
- Employees of Gavi, the Vaccine Alliance are eligible to join.
- Employees of the United Nations Foundation are eligible to join.
- Employees and members of the United Nations Association of the United States of America (UNA-USA) are eligible to join.
- Employees of the United Nations Child Care Center are eligible to join.
- Employees of USA for UNHCR are eligible to join.
11 more ways to join
Employers and groups
- Employees of the US Fund for UNICEF are eligible to join.
- Employees of the World Federation of United Nations Associations are eligible to join.
Military, government and schools
- Employees of the NATO Liaison Office to the UN in New York are eligible to join.
- Employees of the OSCE (Organization for Security and Co-operation in Europe) are eligible to join.
- Employees of permanent missions to the UN in New York (and the permanent missions themselves for organizational accounts) are eligible to join.
- Consultants of the United Nations and its affiliated agencies in eligible countries with contracts of at least 6 months are eligible to join.
- Employees and retirees of the United Nations and its affiliated agencies, including the World Bank and International Monetary Fund, are eligible to join.
- United Nations volunteers in eligible countries with contracts of at least 6 months are eligible to join.
- Employees, students, and family members of students of the United Nations International School are eligible to join.
Family and household
- Family members (spouse, parents, children, grandchildren, grandparents, siblings) of a UNFCU member are eligible to join.
- Individuals permanently residing in the same household as a UNFCU member and forming a single domestic arrangement and shared economic unit are eligible to join.
Membership information collected October 5, 2026.