Credit union · NCUA insured
United Community Federal Credit Union Savings Rates
United Community Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Regular Shares. Rates checked October 16, 2026.
How United Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where United Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
United Community Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $5
Regular Shares
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
United Community Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.05%APY
Minimum $5 deposit opens your account and establishes your membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Christmas Club
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 17, 2026
IRA Shares
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- unitedcommunityfcu.org/rates-fee-schedule · captured Sep 17, 2026
Special Club Shares
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 17, 2026
Who can join United Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, volunteer, or attend school in Allegheny, Washington, or Westmoreland Counties, Pennsylvania.
Family and household
- Immediate family members or anyone living in the same household as a current member (including parents, children, siblings, grandparents, grandchildren, or step/adoptive relatives) are eligible.
Cost to join
- A $5 share deposit is required to become a member and open a share savings account.
Membership information collected October 5, 2026.