Credit union · NCUA insured
United Community Federal Credit Union Auto Loan Rates
United Community Federal Credit Union auto loans start at 11.50% APR for a new vehicle and 11.50% for a used one. Rates checked October 16, 2026.
How United Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where United Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
United Community Federal Credit Union
11.50%APR
- Terms
- —
- Discount
- None included
Vehicle Loans
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
United Community Federal Credit Union auto loan score
60
Auto loan score
Higher than 0% of U.S. banks and credit unions
- New vehicleNew11.50%
- Used vehicleUsed11.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where United Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
| Terms | APR | Conditions |
|---|---|---|
| — | 11.50% | As low as rate. |
Sources (1)
- unitedcommunityfcu.org · captured Oct 7, 2026
Who can join United Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, volunteer, or attend school in Allegheny, Washington, or Westmoreland Counties, Pennsylvania.
Family and household
- Immediate family members or anyone living in the same household as a current member (including parents, children, siblings, grandparents, grandchildren, or step/adoptive relatives) are eligible.
Cost to join
- A $5 share deposit is required to become a member and open a share savings account.
Membership information collected October 5, 2026.