Bank · FDIC insured
United Bank
A $296M bank headquartered in Springdale, AR, with 5 branches in Arkansas. Best rates: savings 0.10% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings720.10%1.50% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About United Bank
United Bank operates branch locations in Springdale, Fayetteville, Rogers, and Bentonville in Northwest Arkansas.
- Headquarters
- 2600 S Thompson St, Springdale, AR 72764
- FDIC certificate
- 32025 ↗
Branches
5 branches in Arkansas
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Arkansas
5 branches
- United BankMain office2600 S Thompson St, Springdale, AR 72764Directions
- Bentonville Branch2411 Sw 14th St, Bentonville, AR 72712Directions
- Fayetteville Branch670 E Joyce Blvd, Fayetteville, AR 72703Directions
- Rogers Branch3333 W Walnut St, Rogers, AR 72756Directions
- Springdale Branch607 W Emma Ave, Springdale, AR 72764Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.66% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.10% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.20% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $95 | $81 | — |
- CapitalLeverage ratio10.66%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.10%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.20%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$95Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of United Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.