Credit union · NCUA insured
Unison Credit Union Auto Loan Rates
Top CarrotUnison Credit Union auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 16, 2026.
How Unison Credit Union’s auto loan rates compare
Compared with banks and credit unions near Appleton, WI, where Unison Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Unison Credit Union
3.99%APR
- Terms
- up to 60 months
Auto Loans
Lowest rate
Community First Credit Union
3.50%APR
- Terms
- up to 66 months
3rd-lowest rate
Capital Credit Union
4.24%APR
- Terms
- up to 60 months
Unison Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Unison Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Membership eligibility required. Actual approval rate determined by credit score, model year, term, and underwriting.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99% | Applicable to vehicle model years New - 2017. As low as 3.99% APR offer requires at least a $10,000 new loan amount and a credit score of 720 or higher. Offer ends 10/31/26. |
| up to 48 months | 3.99% | Applicable to vehicle model years New - 2017. As low as 3.99% APR offer requires at least a $10,000 new loan amount and a credit score of 720 or higher. Offer ends 10/31/26. |
| up to 60 months | 3.99% | Applicable to vehicle model years New - 2017. As low as 3.99% APR offer requires at least a $10,000 new loan amount and a credit score of 720 or higher. Offer ends 10/31/26. |
| up to 72 months | 3.99% | Applicable to vehicle model years New - 2017. Requires $20,000 minimum loan amount and credit score of 720 or higher. Offer ends 10/31/26. |
| up to 84 months | 5.99% | Applicable to vehicle model years New - 2017. 84M term requires $30,000 minimum loan amount and is not included in 3.99% offer. |
| up to 36 months | 6.49% | Applicable to vehicle model years 2016 & older. |
| up to 48 months | 6.99% | Applicable to vehicle model years 2016 & older. |
Sources (2)
All captured Oct 16, 2026
Motorcycle Loans
Membership eligibility required. Actual approval rate determined by credit score, model year, term, and underwriting.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99% | Applicable to motorcycle model years New - 2017. As low as 3.99% APR offer requires at least a $10,000 new loan amount and a credit score of 720 or higher. Offer ends 10/31/26. |
| up to 48 months | 3.99% | Applicable to motorcycle model years New - 2017. As low as 3.99% APR offer requires at least a $10,000 new loan amount and a credit score of 720 or higher. Offer ends 10/31/26. |
| up to 60 months | 3.99% | Applicable to motorcycle model years New - 2017. As low as 3.99% APR offer requires at least a $10,000 new loan amount and a credit score of 720 or higher. Offer ends 10/31/26. |
| up to 72 months | 3.99% | Applicable to motorcycle model years New - 2017. Requires $20,000 minimum loan amount and credit score of 720 or higher. Offer ends 10/31/26. |
| up to 84 months | 5.99% | Applicable to motorcycle model years New - 2017. 84M term requires $30,000 minimum loan amount and is not included in 3.99% offer. |
| up to 36 months | 6.49% | Applicable to motorcycle model years 2016 & older. |
Sources (2)
All captured Oct 16, 2026
Who can join Unison Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.