Bank · FDIC insured
UNB Bank Savings Rates
UNB Bank’s best savings rate is 0.05% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How UNB Bank’s savings rates compare
Compared with banks and credit unions near Sunbury, PA, where UNB Bank has the most branches. $10,000, best rate first.
This bank’s best
UNB Bank
0.05%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $5
Money Market
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Central Keystone FCU
3.05%APY
- Minimum
- —
- Earns on $10,000 a year
- $305
UNB Bank savings score
62
Savings score
Higher than 6% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where UNB Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.05%APY
Tiered interest bearing account based on your current account balance. If balance falls below $1,000, current NOW Account rates will apply. Transfers limited to six per monthly statement period with a $10.00 fee per transfer over limit. Variable interest rate may change weekly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upAnnual Percentage Yield based on monthly compounding. Must maintain minimum balance to obtain disclosed APY. | 0.05% | $5 | Annual Percentage Yield based on monthly compounding. Must maintain minimum balance to obtain disclosed APY. |
| $100,000 and upAnnual Percentage Yield based on monthly compounding. Must maintain minimum balance to obtain disclosed APY. | 0.10% | — | Annual Percentage Yield based on monthly compounding. Must maintain minimum balance to obtain disclosed APY. |
Statement Savings Account
0.05%APY
Interest credited quarterly. Transfers from account to another account or third parties limited to six per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000APY based on quarterly compounding. $1.00 monthly flat service charge applies if balance falls below $50.00 minimum requirement. No minimum balance required each day to obtain disclosed APY. | 0.05% | $5 | APY based on quarterly compounding. $1.00 monthly flat service charge applies if balance falls below $50.00 minimum requirement. No minimum balance required each day to obtain disclosed APY. |
| $100,000 and upAPY based on quarterly compounding. $1.00 monthly flat service charge applies if balance falls below $50.00 minimum requirement. No minimum balance required each day to obtain disclosed APY. | 0.10% | — | APY based on quarterly compounding. $1.00 monthly flat service charge applies if balance falls below $50.00 minimum requirement. No minimum balance required each day to obtain disclosed APY. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Christmas Club
Up to 0.20%APY · 1 term
Starts October maturing the following October; penalty may be imposed for withdrawals before maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAutomatic. APY based on monthly compounding. Penalty may be imposed for withdrawals before maturity | 0.20% | $20 |
| 12 monthsCoupon Book. APY based on monthly compounding. Penalty may be imposed for withdrawals before maturity | 0.10% | $10 |
Sources (1)
- unb.bank/resources/deposit-rates · captured Oct 6, 2026
Vacation Club
Up to 0.20%APY · 1 term
Starts May maturing the following May; penalty may be imposed for withdrawals before maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAutomatic. APY based on monthly compounding. Penalty may be imposed for withdrawals before maturity | 0.20% | $20 |
| 12 monthsCoupon Book. APY based on monthly compounding. Penalty may be imposed for withdrawals before maturity | 0.10% | $10 |
Sources (1)
- unb.bank/resources/deposit-rates · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.