Credit union · NCUA insured
Truity Credit Union Credit Card Rates
Truity Credit Union credit card rates start at 10.99% APR. Rates checked October 15, 2026.
How Truity Credit Union’s credit card rates compare
Compared with banks and credit unions near Lawrence, KS, where Truity Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Truity Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
First State Bank & Trust
9.90%APR
- Up to
- 15.90% APR
2nd-lowest rate
Mid American Credit Union
9.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rate Credit Card
Credit limit of $500 or more. No annual fee. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on purchases, cash advances, balance transfers, convenience checks and ATM withdrawals for the first 12 months from card open date. Excludes existing Truity credit card balances. |
| Ongoing | 12.49%–18.00% | None | Variable APR after the 12-month introductory period based on creditworthiness (credit tiers A through E, credit score 740+ to 619 or lower) and Prime Rate (Prime + 5.74% to 14.65%), capped at 18.00%. |
Sources (2)
All captured Oct 7, 2026
Platinum Rewards Credit Card
Credit limit from $500 up to $4,999. No annual fee. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on purchases, cash advances, balance transfers, convenience checks and ATM withdrawals for the first 12 months from card open date. Excludes existing Truity credit card balances. |
| Ongoing | 14.49%–18.00% | None | Variable APR after the 12-month introductory period based on creditworthiness (credit tiers A through E, credit score 740+ to 619 or lower) and Prime Rate (Prime + 7.74% to 14.65%), capped at 18.00%. |
Sources (2)
- truitycu.org/resource/blob/761…ards-disclosure-data.pdf
- truitycu.org/en/spend/creditcards/balancetransfer
All captured Oct 7, 2026
Share Secured Credit Card
Credit limit of $250 or more based on deposit. Requires a pledged savings account in the amount of 110% of the secured credit limit. No annual fee. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Fixed APR for purchases, cash advances, balance transfers, convenience checks and ATM withdrawals. |
Sources (2)
All captured Oct 7, 2026
Signature Rewards Credit Card
Credit limit of $5,000 or more. No annual fee. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on purchases, cash advances, balance transfers, convenience checks and ATM withdrawals for the first 12 months from card open date. Excludes existing Truity credit card balances. |
| Ongoing | 14.49%–18.00% | None | Variable APR after the 12-month introductory period based on creditworthiness (credit tiers A through E, credit score 740+ to 619 or lower) and Prime Rate (Prime + 7.74% to 14.65%), capped at 18.00%. |
Sources (2)
All captured Oct 7, 2026
Who can join Truity Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and immediate family members of employees of over 250 Community Partner organizations (Select Employee Groups) are eligible to join.
Family and household
- Immediate family members of current Truity Credit Union members (spouses, children, parents, siblings, grandchildren, grandparents, stepchildren, stepparents, adoptive parents) and persons living in the same residence maintaining a single economic unit are eligible to join.
Membership information collected October 4, 2026.