Credit union · NCUA insured
Mid American Credit Union Credit Card Rates
Mid American Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Mid American Credit Union’s credit card rates compare
Compared with banks and credit unions near Wichita, KS, where Mid American Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mid American Credit Union
9.90%APR
Select Rewards VISA
Lowest rate
Campus Credit Union
8.90%APR
2nd-lowest rate
White Eagle Credit Union
9.75%APR
Mid American Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mid American Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Everyday Rewards VISA
Secured or unsecured cards both feature an everyday low fixed-rate. 25-day grace period on purchases. No annual fee, no cash advance fees, no balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | Fixed APR. Available as secured or unsecured card. No annual fee, no cash advance fees, no balance transfer fees. |
Sources (2)
All captured Oct 5, 2026
Preferred Youth Rewards VISA
Designed for young people ages 16-24. Requires adult co-signer. 25-day grace period on purchases. No annual fee, no cash advance fees, no balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed APR. Requires adult co-signer; for ages 16-24. No annual fee, no cash advance fees, no balance transfer fees. |
Sources (2)
All captured Oct 5, 2026
Select Rewards VISA
For well-qualified cardholders. 25-day grace period on purchases. No annual fee, no cash advance fees, no balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed APR. Lowest fixed-rate Visa for well-qualified cardholders. No annual fee, no cash advance fees, no balance transfer fees. |
Sources (2)
All captured Oct 5, 2026
Who can join Mid American Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in one of the 42 served Kansas counties are eligible to join.
Employers and groups
- Members of Consumer United Program and employees of a company that is a member of Consumer United Program are eligible to join.
- Employees and retirees of a company or organization with a permanent office in the state of Kansas are eligible to join.
Family and household
- Family members of a Mid American Credit Union member (spouse, parent, stepparent, grandparent, child, step-child, foster child, sibling, grandchild or former spouse) are eligible to join.
Cost to join
- Membership requires opening a Basic Membership Savings Account and making a small deposit.
Membership information collected October 4, 2026.