Bank · FDIC insured
Truist Bank CD Rates
Truist Bank’s best CD rate is 3.25% APY on a 1-year CD. Rates checked October 22, 2026.
How Truist Bank’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Truist Bank has the most branches. $10,000, best rate first.
This bank’s best
Truist Bank
0.05%APY
- Term
- —
- Minimum
- $0.01
- Earns on $10,000
- —
Truist Certificate of Deposit (CD)
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Truist Certificate of Deposit (CD)
0.05%APY · 2 terms
Early withdrawal penalties apply and may reduce earnings/principal. 10 calendar day grace period for renewals/modifications. Monthly statement not provided unless combined with checking. CD balances count toward Truist One Checking perks.
| Term | APY · Over $0 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| Unknown–60 monthsStandard rate applies to terms from 7 days to 60 months for all balance tiers ($0.01+). Minimum opening deposit is $2,500 for terms 7-31 days and $1,000 for terms 32 days to 60 months. Automatically renews at current standard CD rate | 0.05% | — | 0.05% | $0 |
| 12 monthsSpecial promotional rate on select new CD accounts for balances $100,000 and above | — | 3.25% | —3.25% from $100k | — |
Sources (2)
All captured Sep 19, 2026
Opening an account
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