Credit union · NCUA insured
TruEnergy Federal Credit Union Credit Card Rates
Top CarrotTruEnergy Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How TruEnergy Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where TruEnergy Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
TruEnergy Federal Credit Union
9.99%APR
- Up to
- —
Visa Credit Card
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
TruEnergy Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TruEnergy Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Student Visa Credit Card
Rates are based on creditworthiness; variable APRs apply to purchases, balance transfers, cash advances and convenience checks.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Rate subject to change; effective October 2026. Variable APR applies to purchases, balance transfers, cash advances, and convenience checks. Rates are based on creditworthiness. Credit limits start at $500. |
Sources (2)
All captured Oct 22, 2026
Visa Credit Card
Rates are based on creditworthiness; variable APRs apply to purchases, balance transfers, cash advances and convenience checks.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Rate subject to change; effective October 2026. Variable APR applies to purchases, balance transfers, cash advances, and convenience checks. Rates are based on creditworthiness. |
Sources (2)
All captured Oct 22, 2026
Who can join TruEnergy Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to approved companies or organizations within the credit union's charter.
- Membership is available to all full-time, part-time, retired, and intern or volunteer employees of Washington Gas Light Company and its subsidiaries.
Family and household
- Persons living in the same residence as an eligible member are eligible for membership.
- Immediate family members—including spouses, children (step/adopted), siblings (step/adopted), parents, grandparents, and grandchildren—are eligible for membership.
Cost to join
- Joining requires opening a Share Savings Account with a $5 deposit.
Membership information collected October 4, 2026.