Credit union · NCUA insured
True Sky Federal Credit Union Credit Card Rates
Top CarrotTrue Sky Federal Credit Union credit cards start at 12.24% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How True Sky Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Oklahoma City, OK, where True Sky Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
True Sky Federal Credit Union
12.24%APR
- Up to
- —
Platinum Visa® Credit Card
Lowest rate
Oklahoma Federal Credit Union
7.00%APR
- Up to
- 11.00% APR
2nd-lowest rate
Farmers Insurance Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
True Sky Federal Credit Union credit card score
71
Credit card score
Higher than 29% of U.S. banks and credit unions
- Purchase APRPurchase APR12.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where True Sky Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa® Credit Card
Credit Union membership required with a minimum $5.00 share account. Credit restrictions apply. Rates and terms are subject to change at anytime.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.99% | None | Credit Union membership required with a minimum $5.00 share account. |
| Ongoing | 16.99% | None | Rates and terms are subject to change at anytime. Credit restrictions apply. |
Gold Visa® Credit Card
Credit Union membership required with a minimum $5.00 share account. Credit restrictions apply. Rates and terms are subject to change at anytime.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99% | None | Credit Union membership required with a minimum $5.00 share account. |
| Ongoing | 14.99% | None | Rates and terms are subject to change at anytime. Credit restrictions apply. |
Platinum Visa® Credit Card
Credit Union membership required with a minimum $5.00 share account. Credit restrictions apply. Rates and terms are subject to change at anytime.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.24% | None | Credit Union membership required with a minimum $5.00 share account. |
| Ongoing | 12.49% | None | Rates and terms are subject to change at anytime. Credit restrictions apply. |
Share Secured Visa® Credit Card
Your Share Secured Visa limit (or balance) is determined by deposits you make in advance. Credit Union membership required with a minimum $5.00 share account. Credit restrictions apply. Rates and terms are subject to change at anytime.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.99% | None | Credit Union membership required with a minimum $5.00 share account. Limit determined by advance deposits. |
| Ongoing | 6.99% | None | Rates and terms are subject to change at anytime. Credit restrictions apply. |
Who can join True Sky Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligible for membership if an employee of one of True Sky Federal Credit Union's business partners.
Family and household
- Eligible for membership if an immediate family member of a True Sky member.
Other ways
- Eligible for membership by joining the American Consumer Council (ACC).
Membership information collected October 4, 2026.