Credit union · NCUA insured
Triangle Credit Union Savings Rates
Top CarrotTriangle Credit Union’s best savings rate is 0.05% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Triangle Credit Union’s savings rates compare
Compared with banks and credit unions near Manchester, NH, where Triangle Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Triangle Credit Union
0.55%APY
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000 a year
- $55
Premier Money Market
Top rate
First Tech Federal Credit Union
3.50%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $350
2nd-highest rate
Ledyard Bank
3.25%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $325
Triangle Credit Union savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Triangle Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Money Market
0.55%APY
Membership requires a combined TCU deposit balance of $50,000 or more (including funds in premier money market) and a checking account. $25 initial membership required. Business accounts not eligible. Minimum deposit $100; minimum withdrawal $250. Limit of 6 withdrawals/transfers per statement period; $25 penalty fee for excess withdrawals or withdrawals below $250.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.00% | — |
| $1,000 – $10,000 | 0.55% | — |
| $10,000 – $25,000 | 0.55% | $55 |
| $25,000 – $50,000 | 2.00% | — |
| $50,000 – $100,000 | 2.25% | — |
| $100,000 and up | 2.50% | — |
Sources (3)
- trianglecu.org/wp-content/uplo…r-Schedule-of-Fees-1.pdf
- trianglecu.org/bank/deposit-rates
- trianglecu.org/bank/savings
All captured Sep 19, 2026
Online Savings
0.55%APY
Requires an existing Checking Account and enrolling in eStatements. No minimum deposit. Zero-dollar maintenance fee. Digital account. $25 fee for in-branch or phone withdrawals, transfers, payments. Until further notice, Reg D limitations are being waived and electronic transactions from savings accounts will not be limited to 6 per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $100 – $10,000 | 0.55% | — |
| $10,000 – $25,000 | 0.55% | $55 |
| $25,000 – $50,000 | 2.00% | — |
| $50,000 – $100,000 | 2.25% | — |
| $100,000 and up | 2.50% | — |
Sources (3)
- trianglecu.org/wp-content/uplo…r-Schedule-of-Fees-1.pdf
- trianglecu.org/bank/deposit-rates
- trianglecu.org/bank/savings
All captured Sep 19, 2026
Money Market
0.05%APY
Must maintain a minimum daily balance of $500.00 each day to obtain disclosed APY. $25 initial membership required. Minimum deposit $100; minimum withdrawal $250. Limit of 6 withdrawals/transfers per statement period; $25 penalty fee for withdrawals below $250; exceeding transfer limitations subjects account to closure.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500 | 0.00% | — | |
| $500 – $10,000Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY. | 0.05% | — | Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY. |
| $10,000 – $50,000Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY. | 0.05% | $5 | Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY. |
| $50,000 – $200,000Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY. | 0.10% | — | Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY. |
| $200,000 – $500,000Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY. | 0.45% | — | Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY. |
| $500,000 and upMust maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY. | 1.10% | — | Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY. |
Sources (3)
- trianglecu.org/wp-content/uplo…r-Schedule-of-Fees-1.pdf
- trianglecu.org/bank/deposit-rates
- trianglecu.org/bank/savings
All captured Sep 19, 2026
Regular Savings
0.05%APY
$25 minimum opening deposit; if closed within 30 days a $25 fee applies. $4 Monthly maintenance fee charged if balance falls below $25. An initial deposit of at least $25 establishes membership and grants access to lending, wealth building, and mobile products and services. A minimum daily balance of $25 is required in membership savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upTo earn dividends: $100.00 or more. $4 monthly maintenance fee charged if balance falls below $25.$100 and up | 0.05% | $5 | To earn dividends: $100.00 or more. $4 monthly maintenance fee charged if balance falls below $25. |
Sources (3)
- trianglecu.org/wp-content/uplo…r-Schedule-of-Fees-1.pdf
- trianglecu.org/bank/deposit-rates
- trianglecu.org/bank/savings
All captured Sep 19, 2026
Special-purpose accounts
IRA Savings
0.35%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upTo earn dividends: $25.00 or more.$25 and up | 0.35% | $35 | To earn dividends: $25.00 or more. |
Sources (2)
All captured Sep 19, 2026
Kids Savings
0.25%APY
Available for any child 12 years of age and under. An adult/legal owner must accompany the child at account opening with child's original Social Security card or birth certificate and SSN, plus adult ID. Free coin machine services.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upTo earn dividends: $25.00 or more (starts accruing interest when account balance reaches $25).$25 and up | 0.25% | $25 | To earn dividends: $25.00 or more (starts accruing interest when account balance reaches $25). |
Sources (3)
- trianglecu.org/bank/youth
- trianglecu.org/wp-content/uplo…r-Schedule-of-Fees-1.pdf
- trianglecu.org/bank/deposit-rates
All captured Sep 19, 2026
Minor & Junior Savings
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upTo earn dividends: $25.00 or more.$25 and up | 0.25% | $25 | To earn dividends: $25.00 or more. |
Sources (1)
- trianglecu.org/bank/deposit-rates · captured Sep 19, 2026
Health Savings Account (HSA)
0.05%APY
Must meet IRS eligibility requirements; enrolled in employer's high deductible health plan (HDHP). Offers debit card enabled for mobile payments. Contribution limits set annually by IRS. Funds must be used for qualified medical expenses to avoid tax penalties. Balances roll over year-to-year. If 65+ or disabled, non-medical withdrawals are penalty-free.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upTo earn dividends: $25.00 or more.$25 and up | 0.05% | $5 | To earn dividends: $25.00 or more. |
Sources (3)
- trianglecu.org/wp-content/uplo…r-Schedule-of-Fees-1.pdf
- trianglecu.org/bank/deposit-rates
- trianglecu.org/bank/savings
All captured Sep 19, 2026
Who can join Triangle Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone working or residing in Hillsborough, Merrimack, Belknap, Rockingham, and Cheshire Counties of New Hampshire, as well as Franklin, Worcester, Middlesex, and Essex Counties of Massachusetts.
Cost to join
- Opening a Primary Savings account requires a $25 initial deposit with no monthly maintenance fee.
Membership information collected October 4, 2026.