Credit union · NCUA insured
Triangle Credit Union Auto Loan Rates
Top CarrotTriangle Credit Union auto loans start at 4.69% APR for a new vehicle and 4.69% for a used one. Rates checked October 22, 2026.
How Triangle Credit Union’s auto loan rates compare
Compared with banks and credit unions near Manchester, NH, where Triangle Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Triangle Credit Union
4.69%APR
- Terms
- up to 66 months
- Discount
- Included in the rate
New Automobile Loans
2nd-lowest rate
Service Credit Union
4.74%APR
- Terms
- —
- Discount
- Included in the rate
3rd-lowest rate
New Hampshire Postal Credit Union
4.75%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Triangle Credit Union auto loan score
88
Auto loan score
Higher than 82% of U.S. banks and credit unions
- New vehicleNew4.69%
- Used vehicleUsed4.69%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Triangle Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Equity Loan
Rates quoted are for Direct Deposit (Payroll with Automatic Payment Method or Direct Payment Authorization) and eStatements for the full term of the loan, otherwise add .25%. APR based on $15,000 and designated term unless otherwise noted.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 9.00% | 2026-2021 Models, 90% NADA Retail. |
| up to 60 months | 9.25% | 2026-2021 Models, 100% NADA Retail. |
Sources (1)
- trianglecu.org/borrow/rates · captured Oct 3, 2026
Auto Loan Refinance Special
Published rate includes a 0.25% discount given when you add and maintain direct payroll deposit or electronic loan payments. Financing available for New/Used auto up to 115%. Offer not available on existing Triangle Credit Union Loans. Deferred payment option for first 60 days.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 4.69% | Model Years 2021 & Newer. |
Sources (1)
- trianglecu.org/borrow/rates · captured Oct 3, 2026
New Automobile Loans
Published rate includes a 0.25% discount given when you add and maintain direct payroll deposit or electronic loan payments. Financing available for New/Used auto up to 115%. Offer not available on existing Triangle Credit Union Loans. 60-day deferred payment option available.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.24% | Model Years 2021 & Newer. |
| up to 48 months | 4.49% | Model Years 2021 & Newer. |
| up to 66 months | 4.69% | Model Years 2021 & Newer. |
| up to 75 months | 5.44% | Equal to or greater than $15,000. |
| up to 84 months | 6.59% | Equal to or greater than $20,000. |
Used Automobile Loans
Published rate includes a 0.25% discount given when you add and maintain direct payroll deposit or electronic loan payments. Financing available for New/Used auto up to 115%. Offer not available on existing Triangle Credit Union Loans. 60-day deferred payment option available.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.24% | Model Years 2021 & Newer. |
| up to 48 months | 4.49% | Model Years 2021 & Newer. |
| up to 66 months | 4.69% | Model Years 2021 & Newer. |
| up to 75 months | 5.44% | Model Years 2022 & Newer, Amounts Equal to or Greater Than $15,000, Max Mileage 75,000. |
| 76–84 months | 6.59% | Model Years 2022 & Newer, Amounts Equal to or Greater Than $20,000, NADA Value Equal to or Greater than $20,000. |
| up to 60 months | 7.49% | Model Years 2020 and older. |
Who can join Triangle Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone working or residing in Hillsborough, Merrimack, Belknap, Rockingham, and Cheshire Counties of New Hampshire, as well as Franklin, Worcester, Middlesex, and Essex Counties of Massachusetts.
Cost to join
- Opening a Primary Savings account requires a $25 initial deposit with no monthly maintenance fee.
Membership information collected October 4, 2026.