Credit union · NCUA insured
New Hampshire Postal Credit Union Auto Loan Rates
New Hampshire Postal Credit Union auto loans start at 4.75% APR for a new vehicle and 5.00% for a used one. Rates checked October 22, 2026.
How New Hampshire Postal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Manchester, NH, where New Hampshire Postal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
New Hampshire Postal Credit Union
4.75%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Auto
Lowest rate
Triangle Credit Union
4.69%APR
- Terms
- up to 66 months
- Discount
- Included in the rate
2nd-lowest rate
Service Credit Union
4.74%APR
- Terms
- —
- Discount
- Included in the rate
New Hampshire Postal Credit Union auto loan score
78
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where New Hampshire Postal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
Rate based upon credit score and term of loan. Add 0.25% on all rates without direct deposit and automatic payment. No application fees. Pre-approval held for 45 days. Membership eligibility required (NH Postal employees and their family members).
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.25% | Rate reflects direct deposit and automatic payment discount; add 0.25% without direct deposit and automatic payment. Stated rate based on creditworthiness. |
| up to 72 months | 5.25% | Rate reflects direct deposit and automatic payment discount; add 0.25% without direct deposit and automatic payment. Stated rate based on creditworthiness. |
| up to 60 months | 4.75% | Rate reflects direct deposit and automatic payment discount; add 0.25% without direct deposit and automatic payment. Stated rate based on creditworthiness. |
Used Auto
Rate based upon credit score and term of loan. Add 0.25% on all rates without direct deposit and automatic payment. No application fees. Pre-approval held for 45 days. Membership eligibility required (NH Postal employees and their family members).
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.50% | Rate reflects direct deposit and automatic payment discount; add 0.25% without direct deposit and automatic payment. Stated rate based on creditworthiness. |
| up to 60 months | 5.00% | Rate reflects direct deposit and automatic payment discount; add 0.25% without direct deposit and automatic payment. Stated rate based on creditworthiness. |
| up to 60 months | 8.75% | Used vehicle over 10 years old. Rate reflects direct deposit and automatic payment discount; add 0.25% without direct deposit and automatic payment. Stated rate based on creditworthiness. |
| up to 48 months | 7.75% | Used vehicle over 10 years old. Rate reflects direct deposit and automatic payment discount; add 0.25% without direct deposit and automatic payment. Stated rate based on creditworthiness. |
Who can join New Hampshire Postal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Active or retired New Hampshire Postal employees living or working in New Hampshire are eligible for membership.
Family and household
- Family members of current credit union members are eligible to join.
Membership information collected October 4, 2026.