Credit union · NCUA insured
Tri-Cities Credit Union Auto Loan Rates
Tri-Cities Credit Union auto loans start at 5.59% APR for a new vehicle and 5.59% for a used one. Rates checked October 16, 2026.
How Tri-Cities Credit Union’s auto loan rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Tri-Cities Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tri-Cities Credit Union
5.59%APR
- Terms
- up to 60 months
New & Used Auto Loans
Lowest rate
Meijer Credit Union
4.24%APR
- Terms
- —
2nd-lowest rate
GR Consumers Credit Union
4.25%APR
- Terms
- —
Tri-Cities Credit Union auto loan score
71
Auto loan score
Higher than 29% of U.S. banks and credit unions
- New vehicleNew5.59%
- Used vehicleUsed5.59%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tri-Cities Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto Loans
100% financing, pre-approvals available, no application fees. Rates as low as stated; APR can vary based on creditworthiness and terms. Subject to change without notice. Membership Eligibility Requirements mentioned.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.59% | Up to $15k loan amount. 60 month maximum term. Rates as low as stated; APR can vary based on creditworthiness. |
| up to 66 months | 5.59% | $15-20k loan amount. 66 month maximum term. Rates as low as stated; APR can vary based on creditworthiness. |
| up to 72 months | 5.59% | $20k & up loan amount. 72 month maximum term. Rates as low as stated; APR can vary based on creditworthiness. |
| up to 48 months | 5.59% | $5-10k loan amount. 48 month maximum term. Rates as low as stated; APR can vary based on creditworthiness. |
| up to 60 months | 5.59% | $10-15k loan amount. 60 month maximum term. Rates as low as stated; APR can vary based on creditworthiness. |
Sources (1)
- tricu.org/loans · captured Oct 16, 2026
Who can join Tri-Cities Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Ottawa County may become a member-owner of Tri-Cities Credit Union.
Cost to join
- Admission to membership requires opening a savings account / purchasing one share with a par value of $5.00.
Membership information collected October 5, 2026.