Credit union · NCUA insured
Treasury Department FCU Auto Loan Rates
Treasury Department FCU auto loans start at 4.49% APR for a new vehicle. Rates checked October 22, 2026.
How Treasury Department FCU’s auto loan rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Treasury Department FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Treasury Department FCU
4.49%APR
- Terms
- up to 60 months
New Vehicle Loan
Lowest rate
TruEnergy Federal Credit Union
3.74%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
Treasury Department FCU auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Treasury Department FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loan
Rates apply to new vehicles of the current or previous model year. Select 80% or 100% financing, including tags, taxes, processing fees, extended warranty, and GAP insurance. Apply for up to $200,000. Interest rates are based on individual credit history and loan term. Refinancing a vehicle financed by TDFCU incurs a $50 refinance fee. Relationship pricing may reduce interest rate by 0.25% each for direct deposit, existing loan, and deposit balance of $5,000 (up to 0.75% total reduction). Membership open to employees of U.S. Dept of Treasury, DHS, U.S. Federal Courts, SEC, CDC NCHS, select employee groups, persons living/working/worshipping/attending school in Washington DC or 313 specified census tracts inside Capital Beltway, and family members.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.49% | 80% financing with terms up to 60 months. Rates apply to new vehicles of the current or previous model year. |
Sources (3)
All captured Oct 7, 2026
Who can join Treasury Department FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school inside the Capital Beltway.
Membership information collected October 4, 2026.