Credit union · NCUA insured
Treasury Department FCU Credit Card Rates
Treasury Department FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Treasury Department FCU’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Treasury Department FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Treasury Department FCU
9.90%APR
- Up to
- —
MasterCard Gold
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Treasury Department FCU credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Treasury Department FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Gold
Maximum loan amount $20,000. Minimum monthly payment is 3% of outstanding account balance, subject to a minimum of $25 or entire account balance, whichever is less.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Revolving term. Stated APR is the lowest rate available for qualified members; applicant's rate may be higher based on credit history. |
| Intro, 6 months | 4.99%–8.49% | None | Introductory APR for purchases is 4.99%, 5.99%, 6.99% and 8.49% for a period of six (6) billing cycles based on creditworthiness. Applies to transactions posted during first three (3) months following issuance. |
| Ongoing | 9.90%–13.40% | None | Ongoing APR for purchases after introductory period based on creditworthiness. |
| Intro, 6 months | 6.99%–10.49% | None | Introductory APR for balance transfers for a period of six (6) billing cycles based on creditworthiness. Applies to transactions posted during first three (3) months following issuance. |
| Ongoing | 10.90%–14.40% | None | APR for cash advances based on creditworthiness. |
Sources (1)
- tdfcu.org/loans/rates/lending-rates · captured Oct 15, 2026
MasterCard Secured
Maximum loan amount $5,000. Minimum monthly payment is 3% of outstanding account balance, subject to a minimum of $25 or entire account balance, whichever is less.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Revolving term. Stated APR is the lowest rate available for qualified members; applicant's rate may be higher based on credit history. |
| Intro, 6 months | 4.99%–8.49% | None | Introductory APR for purchases is 4.99%, 5.99%, 6.99% and 8.49% for a period of six (6) billing cycles based on creditworthiness. Applies to transactions posted during first three (3) months following issuance. |
| Ongoing | 9.90%–13.40% | None | Ongoing APR for purchases after introductory period based on creditworthiness. |
| Intro, 6 months | 6.99%–10.49% | None | Introductory APR for balance transfers for a period of six (6) billing cycles based on creditworthiness. Applies to transactions posted during first three (3) months following issuance. |
| Ongoing | 10.90%–14.40% | None | APR for cash advances based on creditworthiness. |
Sources (1)
- tdfcu.org/loans/rates/lending-rates · captured Oct 15, 2026
Who can join Treasury Department FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school inside the Capital Beltway.
Membership information collected October 4, 2026.