Credit union · NCUA insured
Travis Credit Union Auto Loan Rates
Top CarrotTravis Credit Union auto loans start at 5.24% APR for a new vehicle and 5.59% for a used one. Rates checked October 16, 2026.
How Travis Credit Union’s auto loan rates compare
Compared with banks and credit unions near Vallejo, CA, where Travis Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Travis Credit Union
5.24%APR
- Terms
- 49–60 months
- Up to
- 18.24% APR
- Discount
- Included in the rate
New Auto Loans, 2025 and newer models
Lowest rate
Befit Financial Federal Credit Union
4.20%APR
- Terms
- up to 84 months
- Up to
- 18.00% APR
- Discount
- None included
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
- Discount
- None included
Travis Credit Union auto loan score
71
Auto loan score
Higher than 29% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.59%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Travis Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans, 2025 and newer models
Rates depend on creditworthiness, ability to repay, financed amount, and other underwriting factors. Up to 125% financing. Auto Loan APR includes a 0.50% discount for members of more than 6 months (rate will not receive the 0.50% reduction if a member for 6 months or fewer). For vehicles older than 10 years, contact Travis Credit Union.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.24%–18.24% | Includes a 0.50% discount for being a member for more than 6 months. |
| 37–48 months | 5.24%–18.24% | Includes a 0.50% discount for being a member for more than 6 months. |
| 49–60 months | 5.24%–18.24% | Includes a 0.50% discount for being a member for more than 6 months. |
| 61–66 months | 5.34%–18.24% | Includes a 0.50% discount for being a member for more than 6 months. |
| 67–78 months | 5.34%–18.24% | Includes a 0.50% discount for being a member for more than 6 months. |
| 79–84 months | 5.74%–18.24% | Includes a 0.50% discount for being a member for more than 6 months. |
Sources (2)
All captured Oct 6, 2026
Used Auto Loans, 2024 and older models
Rates depend on creditworthiness, ability to repay, financed amount, and other underwriting factors. Up to 125% financing. Auto Loan APR includes a 0.50% discount for members of more than 6 months (rate will not receive the 0.50% reduction if a member for 6 months or fewer). For vehicles older than 10 years, contact Travis Credit Union.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.49%–18.24% | Includes a 0.50% discount for being a member for more than 6 months. |
| 37–48 months | 5.49%–18.24% | Includes a 0.50% discount for being a member for more than 6 months. |
| 49–60 months | 5.49%–18.24% | Includes a 0.50% discount for being a member for more than 6 months. |
| 61–66 months | 5.59%–18.24% | Includes a 0.50% discount for being a member for more than 6 months. |
| 67–78 months | 5.59%–18.24% | Includes a 0.50% discount for being a member for more than 6 months. |
| 79–84 months | 5.99%–18.24% | Includes a 0.50% discount for being a member for more than 6 months. |
Sources (2)
All captured Oct 6, 2026
Who can join Travis Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.