Credit union · NCUA insured
Travis County Credit Union CD Rates
Travis County Credit Union’s best CD rate is 3.55% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Travis County Credit Union’s CD rates compare
Compared with banks and credit unions near Austin, TX, where Travis County Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Travis County Credit Union
3.55%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $355
Share Certificates
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
Austin Capital Bank
4.58%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $113
Travis County Credit Union CD score
70
CD score
Higher than 25% of U.S. banks and credit unions
- 3–8 months3–8 mo3.15%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.15%
- 31–60 months31–60 mo2.25%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Travis County Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.55%APY · 7 terms
Minimum deposit $1,000; Maximum deposit $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum deposit $1,000; Maximum deposit $250,000 | 3.00% | $74 |
| 6 monthsMinimum deposit $1,000; Maximum deposit $250,000 | 3.15% | $156 |
| 12 monthsMinimum deposit $1,000; Maximum deposit $250,000 | 3.55% | $355 |
| 24 monthsMinimum deposit $1,000; Maximum deposit $250,000 | 3.15% | $640 |
| 36 monthsMinimum deposit $1,000; Maximum deposit $250,000 | 2.25% | $690 |
| 48 monthsMinimum deposit $1,000; Maximum deposit $250,000 | 2.25% | $931 |
| 60 monthsMinimum deposit $1,000; Maximum deposit $250,000 | 2.02% | $1,052 |
Sources (1)
- tccu.net/ps-acct-rates.html · captured Sep 17, 2026
Who can join Travis County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible to join if you live or work within Travis County lines.
Employers and groups
- You are eligible to join if you are employed by or affiliated with an organization that sponsors TCCU as its credit union.
- You are eligible to join if you are a retiree of an organization that sponsors TCCU as its credit union.
Military, government and schools
- You are eligible to join if you work for Travis County.
Family and household
- You are eligible to join if you are an immediate family member or household member of an existing TCCU member.
Membership information collected October 5, 2026.