Credit union · NCUA insured
Transport Credit Union Auto Loan Rates
Transport Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.
How Transport Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tampa, FL, where Transport Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Transport Credit Union
4.99%APR
- Terms
- —
Auto Loan
Lowest rate
Florida West Coast CU
3.99%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Transport Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Transport Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Available for new, pre-owned, or refinancing from another lender. Membership eligibility and credit approval required. Advertised rates are "as low as" and depend on creditworthiness, vehicle, term, and other factors; not all applicants will qualify for the lowest rate. Rates, terms, and programs subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | Advertised as low as 4.99% APR. Available for new, pre-owned, or refinancing from another lender. All loans subject to credit approval; rate depends on creditworthiness, vehicle, term, and other factors. |
Motorcycle Loan
Membership eligibility and credit approval required. Transport CU finances motorcycles including Harley-Davidson. Advertised rates are "as low as".
| Terms | APR | Conditions |
|---|---|---|
| — | 7.24% | Advertised as low as 7.24% APR. |
Who can join Transport Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to individuals who live, work, or go to school in Hillsborough, Pasco, Polk, or Pinellas County.
Employers and groups
- Open to employees of Sabal Park.
- Open to members of the Teamsters Union.
- Open to employees of UPS.
Family and household
- Open to individuals related to an existing Credit Union member.
Other ways
- Open to CDL drivers.
Membership information collected October 5, 2026.