Credit union · NCUA insured
TopMark Federal Credit Union Auto Loan Rates
TopMark Federal Credit Union auto loan rates start at 3.95% APR. Rates checked October 16, 2026.
How TopMark Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lima, OH, where TopMark Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
TopMark Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
First National Bank of Pandora
5.50%APR
- Terms
- —
- Discount
- Included in the rate
2nd-lowest rate
Nickel Steel Federal Credit Union
5.50%APR
- Terms
- up to 60 months
- Discount
- None included
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Refinance
Refinance auto loan from another lender. TopMark FCU will beat the rate from current lender up to 1.00% APR, with a floor rate of 3.95% APR. Existing TopMark collateralized loans are ineligible. Minimum financed $10,000 for this promotion. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 3.95% | Beat current lender rate up to 1.00% APR with a floor rate of 3.95% APR. Minimum financed $10,000. Terms up to 84 months. Refinanced loans from another lender only. |
Sources (1)
- topmarkfcu.com/AutoLoanRefinance · captured Oct 7, 2026
Who can join TopMark Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or attend school in Allen or Auglaize County, Ohio are eligible for membership.
Family and household
- Eligible immediate family members of existing members (spouse, children, parents, brothers, sisters, stepparents, stepchildren, grandchildren, and grandparents) can join.
- Individuals who are unrelated but live in the same household as an existing member are eligible for membership.
Cost to join
- Establishing membership requires opening a TopMark savings account with a $5 initial deposit to maintain the required membership share.
Membership information collected October 5, 2026.