Bank · FDIC insured
First National Bank of Pandora Auto Loan Rates
First National Bank of Pandora auto loans start at 5.50% APR for a new vehicle and 5.50% for a used one. Rates checked October 16, 2026.
How First National Bank of Pandora’s auto loan rates compare
Compared with banks and credit unions near Lima, OH, where First National Bank of Pandora has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
First National Bank of Pandora
5.50%APR
- Terms
- —
- Discount
- Included in the rate
Auto Loans
2nd-lowest rate
Nickel Steel Federal Credit Union
5.50%APR
- Terms
- up to 60 months
- Discount
- None included
3rd-lowest rate
Chase
6.24%APR
- Terms
- up to 60 months
- Discount
- None included
First National Bank of Pandora auto loan score
68
Auto loan score
Higher than 23% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First National Bank of Pandora ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Competitive rates for new and used vehicles with a variety of term options. Rates are based on your credit score, not the age of your vehicle, unlike many other institutions. Rate discounts for auto pay and having other FNB accounts.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.50% | 5.50% Annual Percentage Rate (APR) with 700+ credit score, primary checking account with First National Bank, auto pay from account and 2+ accounts with First National Bank. Loans subject to credit approval. Auto pay not required to obtain credit. Financing available for any term. No additional rate discounts apply. |
Sources (1)
- e-fnb.com/personal/borrow/auto-personal · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.